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The Malware Economy

Modern malware operates within a sophisticated criminal economy with a clear division of labour that has dramatically lowered the skill barrier for conducting advanced attacks.

┌─────────────────────────────────────────────────────────────┐
│ MALWARE ECONOMY │
├─────────────────────────────────────────────────────────────┤
│ EXPLOIT BROKERS INITIAL ACCESS BROKERS (IABs) │
│ ┌─────────────────┐ ┌─────────────────────────────┐ │
│ │ Sell 0-days to │ │ Sell network access │ │
│ │ nation-states/ │ │ (VPN, RDP, VPN, web shells) │ │
│ │ criminals │ │ on dark web markets │ │
│ └─────────────────┘ └─────────────────────────────┘ │
│ │ │ │
│ ▼ ▼ │
│ ┌─────────────────────────────────────────────────────┐ │
│ │ RANSOMWARE-AS-A-SERVICE (RaaS) │ │
│ │ Developers rent tools → Affiliates execute attacks │ │
│ │ Revenue share: 20-30% to developer, 70-80% to aff. │ │
│ │ Examples: LockBit, BlackCat, Conti, REvil │ │
│ └─────────────────────────────────────────────────────┘ │
│ │ │
│ ▼ │
│ ┌─────────────────────────────────────────────────────┐ │
│ │ MALWARE-AS-A-SERVICE (MaaS) │ │
│ │ Turnkey tools for rent: loaders, stealers, RATs │ │
│ │ Lowers skill barrier dramatically │ │
│ │ Examples: Emotet, TrickBot, Qakbot, IcedID │ │
│ └─────────────────────────────────────────────────────┘ │
│ │ │
│ ▼ │
│ ┌─────────────────────────────────────────────────────┐ │
│ │ CRYPTOCURRENCY INFRASTRUCTURE │ │
│ │ Anonymous payments, mixing, laundering │ │
│ │ Enables the entire economy │ │
│ └─────────────────────────────────────────────────────┘ │
└─────────────────────────────────────────────────────────────┘
RoleFunctionExamples
Exploit BrokersDiscover/sell 0-daysZerodium, Exodus, Crowdfense
IABsSell initial accessDark web markets (Genesis, Russian Market)
RaaS DevelopersBuild/maintain ransomwareLockBit, BlackCat, Conti, REvil
RaaS AffiliatesExecute attacksLower-skilled, high volume
MaaS OperatorsRent loaders/stealersEmotet, TrickBot, IcedID, Qakbot
Crypto LaunderersMix, tumble, cash outTornado Cash (sanctioned), mixers
Bulletproof HostingResilient C2 infrastructureAbuse-resistant ISPs
ModelDeveloper ShareAffiliate Share
RaaS20-30%70-80%
MaaSSubscription ($100-5000/mo)N/A
IABPer-access ($100-$50K+)N/A
Exploit BrokerPer-exploit ($5K-$2M+)N/A
EffectImplication
Lowered Skill BarrierScript kiddies → advanced attacks
Increased VolumeIndustrial-scale attacks
SpecialisationEach actor optimises their niche
Resilience — Decapitation harderDecentralised, replaceable components
Innovation Speed — Market forcesRapid feature adoption (e.g., double extortion)
  • Threat Intel — Track RaaS/MaaS/IAB ecosystems
  • Attribution — Focus on TTPs, not just IOCs
  • Disruption — Target infrastructure (C2, payment, hosting)
  • Financial Investigation — Follow the crypto
  • International Cooperation — Cross-border disruption